Our Story | Brighthouse Financial
Are you a financial professional?
No Yes

This site was created and intended for use only by financial professionals.

Brighthouse Financial, its agents, and representatives may not give legal, tax or accounting advice and this document should not be construed as such. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.

Like most insurance policies, Brighthouse Financial policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. All policies and riders may not be available in all states. Ask your representative for complete details

Brighthouse Financial, Charlotte, NC 28277.

You are about to leave the Brighthouse Financial website.
No Yes

As part of the ongoing transition, certain Brighthouse Financial features are serviced by MetLife.

Financial Professionals 

Financial Professionals 

         
         
 

Our Story

We’re Brighthouse Financial, a new company established by MetLife. We are on a mission to help people achieve financial security.

See the story behind our financial strength.

Keeping promises to our millions of customers starts with our commitment to long-term stability. Watch to learn how we’re building a business that helps families secure their financial futures.

We’re built on a strong financial foundation*
$219B
Total Assets
Even though we’re new, we’re one of the largest annuity and life insurance providers in the U.S.
2.7M
Insurance Policies & Annuity Contracts
Many people trust us to protect their families and secure their financial futures.
$85.1B
General Account Investments & Cash
Our future strength and long-term stability is rooted in a disciplined risk management strategy.
Financial Strength Ratings for Operating Companies
as of May 2017
A/Excellent
A.M. Best
3rd highest out of 16 ratings
A/Strong
Fitch
6th highest out of 19 ratings
A3/Upper Medium
Moody’s
7th highest out of 21 ratings
A+/Strong
S&P
5th highest out of 22 ratings
See Ratings Flyer

The way we save, invest, and plan needs to evolve.

Our world is changing every day; a company pension is the exception, not the rule, and reaching your 90th birthday isn’t unusual. In these uncertain times, preparing for your retirement has never been so important.

Protect what you've earned and ensure it lasts.

We specialize in annuities and life insurance - two products that play an essential role in helping to protect what you’ve earned and ensure it lasts. They work in tandem with the rest of your portfolio.

Retirement has changed — it’s time for a fresh perspective

The future looks bright.

Working with independent financial advisors, we are committed to providing everyone with the opportunity to achieve financial security. We believe that with our focus and dedication, we can provide solutions that help people secure brighter financial futures.

Explore Brighthouse Financial
alt text
Products

Find out how annuities and life insurance can play an essential role in your financial plan.

Explore Our Products
alt Text
Education

Get valuable perspective on topics to help you retire with confidence.

Explore Education
Alt text
News

Read what’s been happening at Brighthouse Financial.

Explore Our Newsroom

Brighthouse Financial (NASDAQ: BHF) is a major provider of annuities and life insurance in the U.S. Established by MetLife, our mission is to help people achieve financial security by offering essential annuity and life insurance solutions designed to protect what they have earned and help ensure it lasts.

*Data as of March 31, 2017. Total assets includes certain adjustments for transactions associated with the separation from MetLife, Inc.

Ratings as of May 2017. Operating entities collectively rated include Brighthouse Life Insurance Company (BLIC), NELICO, and Brighthouse Life Insurance Company of NY (BLNY); note, Moody’s and Fitch do not rate BLNY.

A.M. Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. A Financial Strength Rating is not assigned to specific insurance policies or contracts and does not address any other risk, including, but not limited to, an insurer’s claims-payment policies or procedures; the ability of the insurer to dispute or deny claims payment on grounds of misrepresentation or fraud; or any specific liability contractually borne by the policy or contract holder. A Financial Strength Rating is not a recommendation to purchase, hold, or terminate any insurance policy, contract or any other financial obligation issued by an insurer, nor does it address the suitability of any particular policy or contract, for a specific purpose or purchaser. Ratings explanations can be found at www.ambest.com.

Fitch’s Insurer Financial Strength Rating provides an assessment of the financial strength of an insurance organization. The Insurer Financial Strength Rating is assigned to the insurance company’s policyholder obligations, including assumed reinsurance obligations and contract holder obligations, such as guaranteed investment contracts. Ratings explanations can be found at www.fitchratings.com.

Moody’s Insurance Financial Strength Rating is an opinion of the ability of an insurance company to pay punctually senior policyholder claims and obligations and also reflect the expected financial loss suffered in the event of default. Specific obligations are considered unrated unless they are individually rated because the standing of a particular insurance obligation would depend on an assessment of its relative standing under those laws governing both the obligation and the insurance company. Ratings explanations can be found at www.moodys.com.

S&P Global Insurer Financial Strength Rating is a forward-looking opinion about the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. This opinion is not specific to any particular policy or contract, nor does it address the suitability of a particular policy or contract for a specific purpose or purchaser. Ratings explanations can be found at www.standardandpoors.com.

Nishant Gupta

Title 1