Guaranteed Level Term | Brighthouse Financial
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As part of the ongoing transition, certain Brighthouse Financial features are serviced by MetLife.

         
         
 

Guaranteed Level Term

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Protecting their loved ones is why so many people turn to life insurance.

A simple and powerful protection solution, Brighthouse Guaranteed Level Term was designed to provide predictability, with level premiums and coverage amounts guaranteed to stay the same for the level premium period you choose—10, 15, 20, or 301 years.

Benefits

Guaranteed protection that offers flexibility, customization, and value to fit your needs.

Flexibility

Taking Care of Many Needs
Brighthouse Guaranteed Level Term provides a death benefit that can help your family continue to live the life they are accustomed to. It can replace lost income, pay off a mortgage, or provide for a child’s college education. It can even create a legacy for the next generation.

If Your Needs Change
Brighthouse Guaranteed Level Term lets you convert to a permanent policy that protects your family for a lifetime. If you choose to convert, you can keep your original health rating, even if your health has changed.

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Customization

Add Optional Riders
Much like adding custom features when purchasing a new car, riders can be added to a base policy to tailor your coverage.

When Life Happens
Riders can help cover you for life’s unexpected changes, such as waiving your premiums if you become disabled, or providing access to your death benefit early if you become terminally ill.

Value

More for Your Money
With coverage amounts starting at $1 million, Brighthouse Guaranteed Level Term offers a simple way to take care of loved ones and provides the most coverage for your money, compared to permanent life insurance. 

Your Premiums Won’t Change
With Brighthouse Guaranteed Level Term, your premiums will not increase during your level premium period—whether a 10, 15, 20, or 301 year term.

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Renewal Rate Flyer
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Products Hero

Annuity and life insurance products can play an essential role in your retirement portfolio by providing a level of protection for your income. Annuity and life insurance products can play an essential role in your retirement portfolio by providing a level of protection for your income. Annuity and life insurance products can play an essential role in your retirement portfolio by providing a level of protection for your income.